Servicing All US States*

(*New York, New Jersey, and Missouri are expected Q2 or Q3 of 2022)

Our Mortgage Experience Makes The Difference

If you are searching for a trusted, professional, and experienced mortgage lender, Joe Spears is here to help you each step of the way.

Joe is the local lender of choice for many Arizona happy home buyers. His mortgage programs and network of local Brokers and REALTORS® allow for a great and stress-free experience during your home buying process.

For more information, please contact Joe today at 734-748-4849.

Here are just a few of the loans we offer:

  • Conventional Loans
  • Jumbo Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • High Balance Conventional Loans
  • Jumbo Loans
  • Construction and Rehab Loans
  • Down Payment Assistance Loan Programs- DPA
  • Hard Money/Fix and Flip Loans
  • DSCR (Debt Service Coverage Ratio)
  • Reverse Mortgages